Rewards
Base earn rate2x points for every $1 in all other Card purchases
ProgramMarriott Bonvoy
Welcome bonusEarn up to 70,000 Bonus Marriott Bonvoy points
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$0
Purchase interest rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Automatic Marriott Bonvoy Silver Elite status
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Get upgraded to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
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Hotel Benefits
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Dining & Entertainment Benefits
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Shopping Benefits
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24/7 Customer Service
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Fraud Protection Guarantee
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Buyer's Assurance Protection Plan
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
flight delay
Included — see issuer for details.
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baggage delay
Included — see issuer for details.
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rental car
Included — see issuer for details.
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baggage loss
Included — see issuer for details.
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hotel burglary
Included — see issuer for details.
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travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident