Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$39
Purchase interest rate10.99%
Cash advance rate24.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally on qualifying car rentals
10% Canada and U.S., 5% internationally
🎩
Trip Assistance and Legal Assistance including Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance
⭐
Emergency Card Replacement on a 7-10 day delivery or by courier
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
lifetime total accumulative limit of $60,000 per account
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident