Rewards
Base earn rate4 points per $1 spent on all other purchases
ProgramMore Rewards
Welcome bonus20,000 bonus More Rewards points upon first purchase
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
3/L fuel savings
⭐
Exclusive savings, perks, and more with RBC Offers
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
full coverage
🛡️
extended warranty
up to one additional year, maximum of five years total
🛡️
mobile device
up to $1,000
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident