Rewards
Base earn rate1 point on every $2 spent on business purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 20% off the Base Rate
up to 20% off
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Reduced Rate Loss Damage Waiver (LDW)
$24.95/day (Canada) with deductible of $250, $15.00/day (USA)
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No Additional Driver fee at Hertz
⭐
Free Enrollment in the Hertz Gold Plus Rewards Program
⭐
Visa SavingsEdge - Turn your business spending into savings; browse discounts and instant savings from hundreds of brands
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident