Rewards
Base earn rate1.5 points per $1 spent on business purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$99
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
🎩
24/7 Travel Assistance
⭐
Hertz Auto Rental Discounts
⭐
Zero Liability Fraud Protection
⭐
Mastercard Exclusive Benefits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
🛂 NEXUS fee rebate
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Double the manufacturer's warranty
🛡️
rental car
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident