Rewards
Base earn rate1 Avion point per $1 spent on net purchases
ProgramAvion Rewards
Welcome bonus35,000 Avion points + 1st year annual fee waived upon approval
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel at Petro-Canada with card linking
3 per litre
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Earn 20% more Petro-Points at Petro-Canada
20% bonus
⭐
Up to 20% off car rentals at Hertz base rate
up to 20%
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Avion Collection - exclusive experiences, offers and benefits
⭐
RBC Offers - load offers to get cash savings or bonus Avion points
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Credit Card Lock feature - temporarily lock card via RBC Mobile app
⭐
Complimentary DashPass subscription for 12 months
12 months free
⭐
Points pooling - combine Avion points from all employee cards plus personal Avion account
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
trip cancellation
up to $1,500 per Covered Person; overall maximum $5,000 per trip
🛡️
trip interruption
maximum $5,000 per Covered Person; total maximum $25,000
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one additional year; maximum 5 years total
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident