Rewards
Base earn rate1.25 Avion points per $1 spent in net purchases on up to $75,000 per year
ProgramAvion
Welcome bonus35,000 Welcome Avion points upon approval
Rewards typepoints
Fees & rates
Annual fee$175
Additional card$75
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Access to 1,200+ airport lounges worldwide through Visa Airport Companion
$32 USD per person per visit
💳
Airport dining and spa offers
🎩
Visa Infinite Business Concierge service to book event tickets, restaurants, plan business travels, and locate hard-to-find items
⭐
Visa Infinite Luxury Hotel Collection with late check-outs and automatic room upgrades
⭐
Exclusive dining experiences at top restaurants with Visa Infinite Dining Series
⭐
Avion Collection exclusive experiences and access
⭐
RBC Offers program for cash savings or bonus Avion points on business spend
⭐
Petro-Canada fuel savings when card is linked to Petro-Points account
3/L gas savings plus 20% bonus Avion points
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
mobile device
up to $2,000
🛡️
travel medical
eligible emergency medical expenses
🛡️
baggage loss
up to $1,000
🛡️
common carrier accident
up to $500,000 CAD
🛡️
baggage delay
up to $500
🛡️
rental car
up to the actual cash value of the rental vehicle
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident