Rewards
Base earn rate1.25 Avion points per $1 CAD spent on qualifying purchases
ProgramAvion Rewards
Welcome bonusGet up to 70,000 Avion points
Rewards typepoints
Fees & rates
Annual fee$399
Additional card$99
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
6 global lounge passes per membership year
$375
⭐
Airport security fast track lanes at select Canadian airports
⭐
Dedicated airport parking at select Canadian airports
⭐
Access to Visa Infinite Hotel Collection with free nights, discounts, room upgrades and free breakfasts at over 900 properties
⭐
Visa Infinite Dining Series with curated dining events from fine restaurants across Canada
⭐
Exclusive access to primetime restaurant reservations
⭐
Discounted or free international data in 175+ countries; 1 GB/15 day complimentary plan twice a year, plus 30% off all plans
⭐
Automatic Platinum status with Troon Rewards golf program, saving 20% on golf fees, merchandise and lessons at 150+ courses; access to private clubs at $99 USD per round
$99 USD per round
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident