Rewards
Base earn rate1.25 Avion points per $1 CAD spent on qualifying purchases
ProgramAvion Rewards
Welcome bonusGet up to 70,000 Avion points (travel value of up to $1,500)
Rewards typepoints
Fees & rates
Annual fee$399
Additional card$99
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
6 global lounge passes per membership year
6 visits, valued at $375
✈️
Access to Visa Infinite Hotel Collection
💳
Airport security fast track lanes at select Canadian airports
💳
Dedicated airport parking at select Canadian airports
💳
Priority Security Lanes and dedicated parking spots at airports in Montreal, Vancouver, Ottawa, and Toronto City Airport Terminal
🎩
Complimentary concierge service available 24/7 for travel bookings, restaurant recommendations, and gift finding
⭐
Visa Infinite Dining Series with curated dining events from fine restaurants in Canada
⭐
Visa Infinite Wine Country benefits including complimentary tastings, discounted wine deliveries and free shipping
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident