Rewards

Base earn rate1 Avios per $1 CAD spent on all other qualifying purchases

ProgramAvios

Welcome bonusReceive up to 60,000 bonus Avios that's enough for a return Reward Flight to London from all Canadian destinations

Rewards typemiles

Fees & rates

Annual fee$165

Additional card$75

Purchase interest rate20.5%

Cash advance rate22.99%

Foreign transaction fee2.5% (typical)

Standout perks

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10% off British Airways flights when you book and pay with your card

10%

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Earn a Companion Voucher when you spend $30,000 CAD annually. Take a companion with you OR fly solo for a 50% discount on the Avios fare of your reward seat ticket

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Complimentary Concierge service for travel booking, restaurant recommendations, gift finding, available 24/7

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Access to Visa Infinite Luxury Hotel Collection with benefits like free stays, discounts, room upgrades and free breakfast at over 900 properties worldwide

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Visa Infinite Dining Series with curated dining events from fine restaurants around Canada

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Visa Infinite Wine Country benefits including complimentary tastings, discounted wine deliveries and free shipping from select wineries

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International Data through GigSky in 175+ countries; Visa Infinite cardholders get 1GB/15 days complimentary plan, plus 20% off all plans on eSIM-compatible devices

1GB/15 days complimentary

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Park n' Fly, Viator and Via Rail discounts

Everyday features

📱 Apple Pay & Google Pay

🔒 Zero-liability fraud protection

📶 Tap to pay

🛒 Purchase security

✈️ Airport lounge access