Rewards
Base earn rate1% cash back on purchases
Welcome bonusEarn 2% cash back on purchases made on your card in the first three months. Earn 1% cash back on purchases made on your card after three months.
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Link your card and instantly save 3/L on fuel at Petro-Canada and always earn 20% more Petro-Points at Petro-Canada locations
3/L fuel savings
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Get $0 delivery fees for 3 months from DoorDash with a complimentary DashPass subscription
almost $30
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Automatic Enrolment in Mastercard's Easy Savings Program providing automatic rebates on products and services from participating merchants
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Credit Card Lock - you can lock your RBC credit card temporarily at any time through RBC Mobile app
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Tap and Go with Mastercard PayPass for contactless payment at checkout
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RBC Offers - Sign in to see offers from great brands and load offers to get cash savings or earn bonus points faster
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Optional Travel Insurance available for business or pleasure travel
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
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purchase protection
Included — see issuer for details.
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extended warranty
up to one additional year, to a maximum of 5 years
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident