Rewards
Base earn rate0.5% on other purchases up to $6,000 annually, then 1%
ProgramRBC Cash Back Program
Welcome bonusGet up to 7% cash back for the first 3 months on up to $1,000 in total purchases
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC Credit Card at Petro-Canada
3 per litre savings plus 20% bonus Petro-Points
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Link your RBC Credit Card and earn 50 Be Well points on every $1 spent on eligible purchases at Rexall
50 points per $1 spent
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Add your RBC Credit Card to your DoorDash account and get a free 6 months DashPass subscription
6 months free DashPass
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Access offers from over 2,000 top brands through the RBC Offers program
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Built-in intelligence with NOMI providing alerts, reminders, and tailored insights based on banking habits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to purchase price
🛡️
extended warranty
doubles manufacturer's original Canadian warranty
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident