Rewards
Base earn rate1.5% cash back on all purchases
Welcome bonusGet 12% cash back for the first 3 months on up to $2,000 in total purchases. Receive 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions.
Rewards typecashback
Fees & rates
Annual fee$99
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Access to 1,300+ airport lounges worldwide with Dragon Pass
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC Credit Card
3/L fuel savings
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Earn 50 Be Well points on every $1 spent on eligible purchases at Rexall
50 Be Well points per $1 spent
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Free 12 month DashPass subscription when you add your RBC Credit Card to your DoorDash account
12 months free DashPass
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Mastercard On-demand Apps and Subscription Services with special benefits and offers
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Mastercard Travel Rewards cash back offers when using the card outside Canada
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Access to exclusive offers from luxury retailers through Mastercard Travel Pass
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to 120 days
🛡️
extended warranty
up to two years
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident