Rewards
Base earn rate1 Avion point per $1 spent on all other qualifying purchases
ProgramAvion Rewards
Welcome bonusGet 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months
Rewards typepoints
Fees & rates
Annual fee$48
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel with linked RBC card at Petro-Canada
3 cents per litre
⭐
Earn 20% more Petro-Points when paying with linked RBC card at Petro-Canada
20% bonus
⭐
Earn 50 Be Well points on every $1 spent on eligible purchases at Rexall with linked RBC card
50 points per $1
⭐
Get 6-month complimentary DashPass subscription
6 months free
⭐
Access offers from over 2,000 brands through Avion Rewards
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
🛂 NEXUS fee rebate
Insurance coverage
🛡️
mobile device
up to $1,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
doubles manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident