Rewards
Base earn rate1 Avion point for every $1 spent on all other qualifying purchases
ProgramAvion Rewards
Welcome bonusGet 4,000 Welcome Points and earn 7,000 bonus points when you spend $500 in your first 3 months
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card at Petro-Canada
3/L fuel savings, 20% bonus Petro-Points
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Earn 50 Be Well points on every $1 spent on eligible purchases at Rexall when linked RBC card is used
50 Be Well points per $1 spent
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Add credit card to DoorDash account and get complimentary DashPass subscription
6-month complimentary DashPass subscription
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Access offers from over 2,000 top brands through Avion Rewards; get Avion Rewards ShopPlus browser extension to access deals where you shop online
points, cash back and savings from thousands of brands
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one additional year, to a maximum of five years
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident