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RBC RateAdvantage Visa

Low interest Low InterestNo Annual Fee
3.3
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on RBC's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
N/A
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
2 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Instant Fuel Savings at Petro-Canada
3/L fuel savings and 20% more Petro-Points
Earn more Be Well points at Rexall
50 Be Well points for every $1 spent on eligible products at Rexall; 25,000 Be Well points = $10
$0 delivery fees for 6 months from DoorDash
6-month complimentary DashPass subscription (value of almost $60)
Credit Card Lock
Automatic payments
Visa payWave contactless payment

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

up to the full purchase price

🛡️

extended warranty

up to one extra year

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident