Rewards
Base earn rateno rewards earned on purchases
Welcome bonus0.99% introductory interest rate for the first 10 months on balance transfers and cash advances, plus no annual fee for the first year
Rewards typenone
Fees & rates
Annual fee$20
Purchase interest rate12.99%
Cash advance rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card at Petro-Canada
3/L fuel savings and 20% bonus Petro-Points
⭐
Earn 50 Be Well points on every $1 spent on eligible purchases at Rexall
50 points per $1 spent
⭐
Get a 6-month complimentary DashPass subscription plus unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more
6-month complimentary DashPass (value of almost $60)
⭐
Fraud Protection if you've taken care to protect your credit card, you're covered against fraudulent or unauthorized use of your card both in-store and online
⭐
NOMI - Stay connected to your money with built-in intelligence; receive alerts, reminders, and tailored insights based on your banking habits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
eligible card purchases
🛡️
extended warranty
up to one additional year, to a maximum of five years
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident