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RBC Visa Platinum

Premium No Annual FeeRewards
3.8
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on RBC's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
20.99%
on carried balances
Rewards type
points
Avion Rewards
🛒
1% value on groceries
Your top earn category
No annual fee
$0 to keep the card
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
ProgramAvion Rewards
Welcome bonusNone
Rewards typepoints

Fees & rates

Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Save 3/L on fuel at Petro-Canada
3/L
Earn 20% more Petro-Points when you pay with linked RBC card at Petro-Canada
20% bonus
Earn 50 Be Well points on every $1 spent on eligible purchases at Rexall
50 points per $1
6-month complimentary DashPass subscription with $0 delivery fees on orders of $15 or more at eligible restaurants
6 months free
Access offers from over 2,000 top brands through Avion Rewards
Fraud Protection coverage for in-store and online purchases
NOMI - built-in financial intelligence with alerts, reminders, and tailored insights

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
🛂 NEXUS fee rebate

Insurance coverage

🛡️

travel accident

Included — see issuer for details.

🛡️

rental car

Included — see issuer for details.

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident