Rewards
Base earn rate1.5% cash back on eligible purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Complimentary membership to Mastercard Travel Pass with access to over 1,300 airport lounges worldwide
$32 USD per person per visit
⭐
Get 5 Roam Like Home days at no cost every year for Rogers business mobile plans
up to $90 value
⭐
Protection with proactive identity and cybersecurity support
⭐
Unlimited 24/7 hotline access to legal support
⭐
Equal Payment Plans allowing conversion of large purchases into monthly payments
6 to 48 months
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident