Rewards
Base earn rate1 Scene+ point for every $1 spent on eligible business purchases at Home Hardware
ProgramScene+
Welcome bonus7,500 bonus Scene+ points when you spend at least $1,000 in eligible purchases at Home Hardware locations in Canada and online at homehardware.ca in the first 3 months of account opening
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save up to 10/L in value when linked to Shell Go+: 3/L instant discount on all fuel grades, additional 5/L on Shell V-Power, up to 2/L in Scene+ points value on Shell V-Power
up to 10/L
⭐
Save up to 25% off base rates at participating Avis locations worldwide and Budget locations in Canada and the U.S.
up to 25% off base rates
⭐
Visa SavingsEdge program with everyday and instant savings offers from participating merchants
⭐
Visa Spend Clarity for Business - web-based expense management tool for tracking and managing business card expenses
⭐
Scotia SelectPay - turn eligible purchases of $100 or more into fixed monthly installment payments
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident