Rewards
Base earn rate1 Scene+ point per $1 on all other eligible purchases
ProgramScene+
Welcome bonusEarn up to 45,000 bonus Scene+ points plus first year annual fee waiver
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$29
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
✈️
Get airport lounge access with Priority Pass membership discount
discount on Priority Pass membership
💳
Earn 1 Scene+ point for every $1 on eligible travel purchases; earn extra 3 Scene+ points per $1 on hotels and car rentals when booking through Scene+ Travel, Powered by Expedia
⭐
Fuel up and save at Shell
⭐
Skip to the Front of the Line with Amex - tickets and reservations to in-demand concerts, theatre, restaurants, and special events
🎩
World-class concierge services for restaurant reservations, show tickets, and more
24/7 availability
⭐
Exclusive Amex Offers for shopping, dining, travel, and more
⭐
Buy now and pay over time with Scotia SelectPay
low interest rates and no installment plan fee on eligible purchases of $100+
⭐
Apply Scene+ points to travel purchases within 12 months of purchase date
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $1,000,000
🛡️
trip cancellation
up to $1,500 per person, maximum $10,000 per trip
🛡️
trip interruption
up to $1,500 per person, maximum $10,000 per trip
🛡️
flight delay
up to $500 per insured person
🛡️
baggage delay
up to $1,000
🛡️
baggage loss
up to $1,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident