Rewards
Base earn rate1 Scene+ point for every $1 spent on eligible purchases
ProgramScene+
Welcome bonusGet up to 60,000 bonus Scene+ points with minimum spend and no annual fee on first supplementary card
Rewards typepoints
Fees & rates
Annual fee$150
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
✈️
Access over 1,200 airport lounges, including 6 complimentary lounge visits
6 complimentary visits per year
💳
Enjoy 1 GB of complimentary data from GigSky every year valid for up to 15 consecutive days of travel, plus 20% off future purchases
1 GB complimentary data annually
⭐
Complimentary Avis Preferred Plus membership with complimentary car upgrades and 5-25% discount on select retail rates
Membership + discounts
⭐
Earn and save on fuel purchases at Shell. Available now in Alberta and rolling out nationally on May 26, 2026
🎩
World-class concierge services available 24 hours a day, 7 days a week for travel, dining, or events
⭐
Access to Visa Infinite Luxury Hotel Collection over 900 luxury properties
⭐
Exclusive culinary experiences with Visa Infinite Dining Series with multi-course meals and expertly paired wines
⭐
Wine country benefits in-person and online at over 60 participating wineries in British Columbia and Ontario with complimentary tastings and tours
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
Automatic coverage if full cost charged to card
🛡️
travel medical
up to $2,000,000 CAD
🛡️
trip cancellation
up to $1,500 per person; maximum $10,000 per trip
🛡️
trip interruption
up to $2,500 per person; maximum $10,000 per trip
🛡️
flight delay
up to $500 per insured person
🛡️
baggage delay
up to $1,000
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident