Rewards
Base earn rate1X Scene+ points on all other eligible purchases
ProgramScene+
Welcome bonusUp to 100,000 bonus Scene+ points
Rewards typepoints
Fees & rates
Annual fee$599
Additional card$199
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Exclusive benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada
💳
$250 annual travel credit on first travel booking with Scene+ Travel, Powered by Expedia (flights, hotels, car rentals, travel packages)
$250 per year
✈️
10 complimentary airport lounge visits per year with access to over 1,200 airport lounges worldwide; additional visits available at $32 USD per person per visit
10 complimentary visits per year
⭐
Exclusive airport perks including priority security and taxi lanes, discounted valet parking, and dedicated parking
⭐
Premium benefits at over 200 Relais & Chateaux properties around the world
⭐
7 special benefits at over 900 hotels and 8th benefit at over 200 participating hotels
⭐
Complimentary yearly Avis President's Club membership with two car-class upgrades and skip-the-line service
⭐
Access to dining events hosted at top restaurants across Canada
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
up to $5,000,000 CAD
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident