Rewards
Base earn rate2 Scene+ points per $1 spent on all eligible purchases
ProgramScene+
Welcome bonusEarn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points
Rewards typepoints
Fees & rates
Annual fee$399
Additional card$99
Purchase interest rate9.99%
Cash advance rate9.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
✈️
Complimentary airport lounge access with Priority Pass and Plaza Premium lounges with access to over 1200+ VIP lounges around the world
10 complimentary visits per year for primary cardholder; 4 complimentary visits per year for supplementary cardholder
🎩
Full-service travel and lifestyle Concierge Service available 24/7 for restaurant reservations, show tickets, gift suggestions, and more
⭐
Amex Experiences including Front Of The Line Presale Tickets and reservations to concerts, theatre productions, restaurants and special events
⭐
Hertz #1 Club Gold Member benefits including speedier service, less paperwork, and special privileges at over 8,500 locations across 147 countries
⭐
Premium Lifestyle Experiences including culinary experiences with world-renowned chefs, travel offers and discounts, entertainment packages, and lifestyle benefits
⭐
Amex Offers with rewards for shopping, dining, travel, and more
⭐
Earn and save on fuel purchases at Shell
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
up to $2,000,000
🛡️
trip cancellation
up to $2,500 per person; maximum $10,000 per trip
🛡️
trip interruption
up to $5,000 per person; maximum $25,000 per trip
🛡️
flight delay
up to $1,000 per insured person on same trip
🛡️
rental car
up to actual cash value of vehicle
🛡️
baggage delay
up to $1,000 for all insured persons on same trip
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident