Rewards
Base earn rate1 Scene+ point for every $1 spent on eligible purchases
ProgramScene+
Welcome bonusEarn up to 10,000 bonus Scene+ points in your first 3 months
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Fuel up and save at Shell. Available now in Alberta, and rolling out nationally on May 26, 2026, eligible Scotiabank clients can earn and save on fuel purchases at Shell.
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Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the US when you pay with your Scotiabank Scene+ Visa Card
up to 25% off
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Buy now and pay over time with Scotia SelectPay. A flexible way to pay off eligible Scotiabank credit card purchases of $100 or more, with low interest rates and no installment plan fee.
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Choose from Scotia SelectPay deferred payment and installment plans with no interest or fees on eligible Home Hardware purchases made with the Scotiabank Scene+ Visa Card
no interest or fees
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Stay connected while you travel with 10% off GigSky global mobile data plans, when you purchase with your Scotiabank Scene+ Visa Card
10% off
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Earn extra points with Scene+ rewards partners when you show your Scene+ membership card
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
trip cancellation
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident