Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$35
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Fuel up and save at Shell. Eligible Scotiabank clients can earn and save on fuel purchases at Shell.
⭐
Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotiabank U.S. Dollar Visa card.
up to 25% off base rates
⭐
Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
up to $60,000 maximum lifetime liability
🛡️
extended warranty
up to $60,000 maximum lifetime liability
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident