Rewards
Base earn rate1 Scene+ point per $1 spent
ProgramScene+
Welcome bonusEarn up to 10,000 bonus Scene+ points within your first 3 months. Plus, no annual fee in the first year.
Rewards typepoints
Fees & rates
Annual fee$110
Additional card$30
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Earn Scene+ points when you pay rent, condo fees, and eligible housing-related bill payments through Casa platform
1 Scene+ point per $1 spent
💳
Book travel and redeem easily through Scene+ Travel, Powered by Expedia
⭐
Save up to 25% off base rates at participating Avis and Budget locations in Canada and U.S.
up to 25% off base rates
⭐
No surcharge fees when paying rent, condo fees, and eligible housing-related bill payments through Casa platform
⭐
Tap your card or smartphone for quick easy payments with Visa payWave
⭐
Add card to mobile wallet for tap payments
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Easy, secure online checkout with Click to Pay
⭐
Earn and save on fuel purchases at Shell
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $1,000,000
🛡️
rental car
actual cash value of vehicle
🛡️
baggage delay
$1,000 for replacing essential items
🛡️
baggage loss
lesser of value of luggage or cash reimbursement made by carrier, combined maximum $1,250
🛡️
common carrier accident
up to $250,000 per person; maximum $500,000 per occurrence
🛡️
hotel burglary
up to $1,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident