Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
No additional cost for extended warranties on purchases for up to 90 days
⭐
Free supplementary cards for employees
⭐
Flexible repayment terms
⭐
Visa Spend Clarity for Business - web-based tool to track expenses, generate reports, set spend-based notifications, and export transactions to accounting software like Intuit QuickBooks, Sage Business Cloud and Xero
⭐
Save on car rentals with discounts at participating AVIS car rental locations worldwide
⭐
Visa SavingsEdge - free to join automated discount program for business purchases at participating merchants
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to $60,000 maximum lifetime liability
🛡️
extended warranty
up to $60,000 maximum lifetime liability
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident