Rewards
Base earn rate1 point per $1 spent on eligible purchases
ProgramServus Circle Rewards
Welcome bonusReceive 5,000 Servus Circle Rewards points with a new Servus Gold Mastercard a value of $50
Rewards typepoints
Fees & rates
Annual fee$75
Purchase interest rate20.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
H&R Block
⭐
Mastercard Identity Check verification for online transactions
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident