Rewards
Base earn rate0.5% cash back on all other credit card purchases
Welcome bonusEarn up to $100 cash back in your first 3 months when you spend up to $500 on eligible gas, grocery, and drugstore purchases, and pre-authorized payments. Also receive a $50 PRESTO Voucher when you sign up.
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Add up to 3 additional cardholders with ability to set spending limits
⭐
Use Click to Pay online for easy, smart and secure payments
⭐
Real-time fraud alerts by email, text and phone
⭐
Get cash back when you send a Global Money Transfer with no transaction fees
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
double the manufacturer's warranty, up to one additional year
🛡️
travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident