Rewards
Base earn rateSee card details
Welcome bonusAnnual fees refunded for first year for primary cardholder, plus $70 cashback bonus if $5,000 in net purchases are made within first 12 months of card membership
Rewards typenone
Fees & rates
Annual fee$35
Purchase interest rate8.9%
Cash advance rate12.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Zero liability protection - no liability for unauthorized transactions
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Online purchases protected by Mastercard ID Check
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Ability to block, unblock, or replace credit card
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Balance alerts, travel alerts, and schedule pre-authorized payments
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to 90 days
🛡️
extended warranty
maximum coverage of $60,000 for the entire term of the account
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident