Rewards
Base earn rate2% cash back in up to 3 categories of your choice + 0.5% back on everything else
ProgramTangerine Money-Back Rewards Program
Welcome bonusEarn 10% cash back for 2 months. That's on top of regular cash back. Plus, get a promo rate on balances you transfer for a limited time.
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate20.95%
Cash advance rate22.95%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Up to 8 per litre in fuel value at Shell stations when you link your Tangerine Credit Card and Scene+ Membership to your Shell Go+ Account
up to 8 per litre
💳
FlexiRoam eSIM and global data roaming
1GB of global data roaming at no additional cost
⭐
15% off H&R Block tax services
15% off
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C$30 discount on Fubo Canada Sports quarterly plan for new subscribers
C$30 discount
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Free Authorized Users
up to 5 free authorized user cards
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
mobile device
up to $1,000
🛡️
purchase protection
up to $60,000 lifetime maximum
🛡️
extended warranty
up to $60,000 lifetime maximum
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident