Rewards
Base earn rate0.5% cash back on everything else
ProgramTangerine Money-Back Rewards
Welcome bonusGet $120 with a Money-Back World Mastercard
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate20.95%
Cash advance rate22.95%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
FlexiRoam complimentary 1GB Global Data Roaming Plan and 15% off on purchase of Data Plans
1GB data roaming
⭐
Access 50+ live-stream sports channels and save $30 on your first three months of Fubo
$30 discount
✈️
Access 1,300+ airport lounges in more than 140 countries
⭐
Get up to 8 cents per litre in fuel value at Shell stations
up to 8 per litre
⭐
H&R Block discount on tax software and services
20% off
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
damage and theft protection
🛡️
mobile device
up to $1,000
🛡️
purchase protection
lifetime maximum of up to $60,000
🛡️
extended warranty
lifetime maximum of up to $60,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident