Rewards
Base earn rate1 Scene+ point per $1 spent on all eligible purchases
ProgramScene+
Welcome bonus30,000 bonus Scene+ points for new clients who spend $3,000 in Net Purchases within the first 3 months, plus 10,000 bonus Scene+ points annually when you spend $30,000 per year
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$30
Purchase interest rate20.95%
Cash advance rate22.95%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
4 complimentary DragonPass lounge passes annually
CAD$200 / USD$148 worth of lounge passes annually (4 passes valued at USD$37/CAD$50 per pass)
⭐
Instant 3 cents per litre discount on fuel purchases at participating Shell stations when linked to Shell Go+ account
3/L
⭐
Instant 4 cents per litre discount on V-Power gasoline or V-Power diesel at participating Shell stations (March 6, 2026 - March 6, 2027)
4/L
⭐
Earn up to 3 cents per litre in Scene+ Rewards value on fuel purchases at Shell
up to 3/L in Scene+ rewards value
⭐
Save $30 on a Sports Quarterly plan for your first quarter
$30
⭐
Receive 30% off tax filing services
30% discount
⭐
Complimentary 3GB Global Data Roaming Plan
3GB
⭐
The Mastercard Collection: Globally connected access to premium dining, entertainment and travel benefits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $5 million
🛡️
trip cancellation
up to $2,000 per person / maximum of $5,000 per trip
🛡️
trip interruption
up to $2,000 per person / maximum of $25,000 per trip
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident