Rewards
Base earn rate1 point per $1 spent on all other eligible purchases
ProgramAeroplan
Welcome bonusUp to 60,000 Aeroplan points which includes welcome bonus and spend-based bonuses
Rewards typepoints
Fees & rates
Annual fee$149
Additional card$49
Purchase interest rate14.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights
🛂
Apply for a NEXUS program membership and once every 48 months get an application fee rebate
up to $100 CAD
✈️
Maple Leaf Lounge One-Time Guest Passes. Primary Business Cardholder earns a pass for every $10,000 of net purchases, up to a maximum of four passes a year. Can be used by Primary Business Cardholder, Additional Cardholders and their guest at select Maple Leaf Lounges in North America with same day ticket on departing Air Canada flight
4 passes per year maximum
💳
Primary Business Cardholders can get 1,000 SQC for every $20,000 in eligible net purchases charged to the card account, up to 25,000 SQC
up to 25,000 SQC per year
⭐
Complimentary upgrade to Avis Preferred Plus. Unlock one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more
⭐
Link eligible Card to earn more Starbucks Stars at participating Starbucks stores
⭐
Link your TD Visa Business Card to Visa SavingsEdge for free and turn your spending into savings with access to hundreds of Cashback Offers
⭐
Earn points twice when you pay and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2,000,000 for the first 15 days
🛡️
trip cancellation
up to $1,500 per insured person, with a maximum of $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip
🛡️
flight delay
up to $500 per insured person
🛡️
common carrier accident
up to $500,000 for covered losses
🛡️
baggage delay
up to $1,000 overall coverage
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident