Rewards
Base earn rate1 Aeroplan point for every $1 spent on all other eligible purchases
ProgramAeroplan
Welcome bonusUp to 60,000 Aeroplan points with tiered earning structure
Rewards typepoints
Fees & rates
Annual fee$149
Additional card$49
Purchase interest rate14.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights
✈️
Maple Leaf Lounge One-Time Guest Passes
one pass for every $10,000 of net purchases, up to maximum of four passes per year (value based on $59 per pass)
🛂
Apply for NEXUS program membership and receive application fee rebate
up to $100 CAD
💳
Reach Aeroplan Elite Status faster with Status Qualifying Credits
1,000 SQC for every $20,000 in eligible net purchases, up to 25,000 SQC per year
⭐
Complimentary upgrade to Avis Preferred Plus
⭐
Earn World of Hyatt Bonus Points on eligible purchases at participating Hyatt hotels and resorts
1 World of Hyatt Bonus Point per eligible $1 spent
⭐
Visa SavingsEdge program - Link your TD Visa Business Card for free and turn spending into savings with access to hundreds of Cashback Offers
⭐
TD Card Management Tool for online reporting, review business expenses, manage credit limits, and apply spend controls
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2,000,000
🛡️
trip cancellation
up to $1,500 per insured person, maximum $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person, maximum $25,000 for all insured persons on the same covered trip
🛡️
flight delay
up to $500 per insured person
🛡️
baggage delay
up to $1,000 overall
🛡️
baggage loss
up to $1,000 overall
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident