Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAeroplan
Welcome bonusUp to $1,450 in value including up to 45,000 Aeroplan points
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$75
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight
🛂
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD). Additional Cardholders can also take advantage of this NEXUS program application fee rebate
up to $100 CAD every 48 months
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Primary Cardholders can get 1,000 SQC for every $20,000 in eligible net purchases charged to the card account, up to 25,000 SQC
1,000 SQC per $20,000 spend, up to 25,000 SQC
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Complimentary upgrade to Avis Preferred Plus: Unlock one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more by elevating to Avis Preferred Plus
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Complimentary Visa Infinite Concierge: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request big or small, to help you get the most out of life whenever you travel, shop and use your Card
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Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world's most intriguing properties
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Visa Infinite Dining Series: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes
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Visa Infinite Wine Country Program: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2 million
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trip cancellation
up to $1,500 per insured person, with a maximum of $5,000 for all insured persons
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trip interruption
up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip
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flight delay
up to $500 per insured person
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baggage delay
up to $1,000 overall coverage per insured person
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baggage loss
up to $1,000 overall coverage per insured person
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident