Rewards
Base earn rate1.25 points per $1 spent on all other purchases
ProgramAeroplan
Welcome bonusUp to $3,000 in value including up to 85,000 Aeroplan points could be yours
Rewards typepoints
Fees & rates
Annual fee$599
Additional card$199
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Unlimited access to Maple Leaf Lounges including complementary access for one guest
Unlimited
✈️
6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program
6 complimentary visits per year
⭐
Share first free checked bags with up to 8 travel companions
Up to 8 companions
🛂
Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate
up to $100 CAD
⭐
Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges) when you spend $25,000 on net purchases
$99 plus taxes and fees
⭐
Priority Check-In, Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades
🎩
Complimentary Visa Infinite Concierge on call 24 hours a day, seven days a week
24/7
⭐
Status Qualifying Credits (SQC) - Primary Cardholders can get 1,000 SQC for every $5,000 in eligible net purchases charged to the card account, up to 25,000 SQC to reach Aeroplan Elite Status Faster
1,000 SQC per $5,000 spent, up to 25,000 SQC
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
up to $5 million
🛡️
trip cancellation
up to $2,500 per insured person, with a maximum of $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip
🛡️
flight delay
up to $1,000
🛡️
baggage delay
up to $1,000 per insured person
🛡️
baggage loss
up to $2,500 per insured person
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident