Rewards
Base earn rate0.5% Cash Back Dollars on all other purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Earn more Starbucks Stars at participating Starbucks stores
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Save with Avis Rent A Car
minimum 10% of lowest available base rates in Canada and U.S., minimum 5% internationally
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Save with Budget Rent A Car
minimum 10% of lowest available base rates in Canada and U.S., minimum 5% internationally
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Visa SavingsEdge Program - Link your TD Visa Business Card to get access to hundreds of Cashback Offers
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Card Management Tool - Access online reporting, review business expenses, manage credit limits and apply spend controls
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TD Fraud Alerts - Automatically receive alerts on mobile phone for unusual activity
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Click to Pay - Pay online with your TD Visa card securely
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
eligible new items
🛡️
extended warranty
double the warranty period
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident