Rewards
Base earn rate2 TD Rewards Points for every $1 spent on business purchases
ProgramTD Rewards Points
Welcome bonusEarn up to $1,300 in value, which includes up to 200,000 TD Rewards Points and an Annual Fee Rebate for the first year for the Primary Business Cardholder and first four Additional Cardholders
Rewards typepoints
Fees & rates
Annual fee$149
Additional card$49
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Save with Avis Rent A Car and Budget Rent A Car
minimum of 10% on the lowest available base rates in Canada and the U.S., and a minimum of 5% internationally
⭐
Option to purchase Business TD Auto Club Membership for emergency roadside assistance services
24 hours a day coverage
🎩
Emergency Travel Assistance Services
Toll-free access to help in the event of a personal emergency while travelling
⭐
Earn 50% more TD Rewards Points at Starbucks plus more Starbucks Stars
50% more points
⭐
Link to Visa SavingsEdge Program for free to access hundreds of Cashback Offers on business expenses
free
⭐
Access to exclusive deals through ExpediaForTD.com
⭐
Redeem TD Rewards Points towards Amazon.ca purchases
⭐
Click to Pay - secure online payment option
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2 million for the first 15 days
🛡️
trip cancellation
up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip
🛡️
flight delay
up to $500
🛡️
common carrier accident
up to $500,000
🛡️
baggage delay
up to $1,000 of overall coverage per insured person
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident