Rewards
Base earn rate0.5% Cash Back Dollars on all other purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save with Avis Rent A Car and Budget Rent A Car
minimum 10% off lowest available base rates in Canada and U.S., minimum 5% off internationally
⭐
Option to Purchase TD Auto Club Membership for emergency roadside assistance services
⭐
Earn more Starbucks Stars at participating Starbucks stores
⭐
TD Payment Plans - turn purchases of $100 or more into manageable 6, 12 or 18 month payment plans
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident