Rewards
Base earn rate2 TD Rewards Points per $1 spent on other purchases
ProgramTD Rewards
Welcome bonusEarn up to $1,400 in value, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year and additional travel benefits
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Annual TD Travel Credit of $100 when you book at Expedia For TD
$100 per year
✈️
Global airport lounge access with 4 complimentary visits per membership year
up to $277
🎩
Complimentary Visa Infinite Concierge on-call 24 hours a day, seven days a week
⭐
Visa Infinite Luxury Hotel Collection with seven exclusive benefits when you book your stay through the collection featuring over 900 of the world's most intriguing properties
⭐
Access to exclusive gourmet events with prized chefs and acclaimed wines
⭐
Exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley
⭐
Exclusive access to tickets to curated events across Canada throughout the year and exclusive benefits for the Toronto International Film Festival
⭐
Elevated Troon Rewards Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses
10% off
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2 million
🛡️
flight delay
up to $500 per insured person
🛡️
trip cancellation
up to $1,500 per insured person, with a maximum of $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip
🛡️
common carrier accident
up to $500,000
🛡️
baggage delay
up to $1,000 overall coverage per insured person
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident