Rewards
Base earn rateNo points earned
Welcome bonusGet a 0% promotional interest rate on Purchases for the first 6 months from Account opening
Rewards typenone
Fees & rates
Annual fee$25
Purchase interest rate12.9%
Cash advance rate12.9%
Foreign transaction fee2.5% (typical)
Standout perks
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Save with Avis Rent A Car - use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off internationally
minimum 10% (Canada/US), minimum 5% (international)
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Save with Budget Rent A Car - use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off internationally
minimum 10% (Canada/US), minimum 5% (international)
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Option to Purchase a TD Auto Club Membership - be covered 24 hours a day for emergency roadside assistance services
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TD Payment Plans - easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans
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Emergency Cash Advances - ask for an emergency Cash Advance up to $500 for the TD Low Rate Visa Card (subject to available credit limit)
500
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
covers most eligible new items
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident