Rewards
Base earn rate1 TD Rewards Point for every $1 you spend on other purchases
ProgramTD Rewards Points
Welcome bonusEarn 15,152 TD Rewards Points (a value of $50 on Amazon.ca) when you spend $500 within 90 days of Account opening
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally on qualifying car rentals at participating Avis and Budget locations
minimum 10% off in Canada and U.S., 5% off internationally
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Optional TD Credit Card Payment Protection Plan designed to help you make your TD Credit Card payments in the event of a covered Job Loss, Total Disability or Loss of Life
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Option to Purchase TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services
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TD Payment Plans Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans
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Mobile device insurance coverage for loss, theft, accidental damage, or mechanical breakdown
up to $1,000
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Chip & PIN technology for added security with a Personal Identification Number (PIN)
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Click to Pay Pay online with your TD Visa card using Visa Click to Pay where available
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Visa Secure provides increased security and convenience when you shop online through In-app Authentication
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
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mobile device
up to $1,000
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purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident