Rewards
Base earn rate1 point for every $2 USD spent
ProgramFlex Rewards
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$35
Purchase interest rate20.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 15% off the Base Rate, Fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250, No Additional Driver fee, Free Enrollment in the Hertz Gold Plus Rewards Program
up to 15% off
⭐
Thrifty Auto Rental Discounts - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
up to 10% off
⭐
Dollar Auto Rental Discounts - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
up to 10% off
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident