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Desjardins
Desjardins · Visa

Visa Business

Low interest BusinessCash BackLow Interest
3.5
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Desjardins's own website.
Welcome value
est. first-year value
Annual fee
$60
per year
Purchase interest
N/A
on carried balances
Rewards type
cashback
on eligible spend
🛒
1% value on groceries
Your top earn category
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rate1% cash back on purchases between $12,000 and $500,000 in annual purchases
Welcome bonusNone
Rewards typecashback

Fees & rates

Annual fee$60
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Car rental discounts at Hertz
up to 25% off base rate
Free enrollment in Hertz Gold Plus Rewards Program with Five Star Status
Up to 20% off Prestige Collection rental at Hertz in United States and Europe
up to 20% off
Reduced rate for loss damage waiver at Hertz
No fee for underage drivers at Hertz
No fee for additional drivers at Hertz
Car rental discounts at Thrifty and Dollar
up to 10% off base rate
No fee for underage drivers at Thrifty and Dollar

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident