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Desjardins
Desjardins · Visa

Visa Business Advantage Credit Card

Strong cash back BusinessCash Back
3.7
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Desjardins's own website.
Welcome value
—
est. first-year value
Annual fee
$25
per year
Purchase interest
N/A
on carried balances
Rewards type
cashback
Business Savings Program
🛒
1% value on groceries
Your top earn category
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rate1% cash back on every purchase
ProgramBusiness Savings Program
Welcome bonusNone
Rewards typecashback

Fees & rates

Annual fee$25
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

⭐
Up to 20% off a Prestige Collection rental at Hertz in United States and Europe
up to 20% off
⭐
Discounts at Hertz car rental locations in Canada
up to 25% off the base rate
⭐
Free enrollment in Hertz Gold Plus Rewards Program with Five Star Status
⭐
No fee for underage drivers at Hertz (aged 21 to 24) at participating locations in Canada and US
⭐
No fee for additional drivers at Hertz, Thrifty and Dollar
⭐
Reduced rate for loss damage waiver at Hertz
⭐
Discounts at Thrifty and Dollar car rental
up to 10% off the base rate
🎩
Desjardins Travel Assistance service available 24/7 for medical, legal and other emergencies

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

baggage loss

Included — see issuer for details.

🛡️

flight delay

Included — see issuer for details.

🛡️

common carrier accident

up to $100,000 for cardholder; up to $10,000 for spouse and children

🛡️

rental car

Included — see issuer for details.

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident