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Desjardins
Desjardins · Visa

Visa Business Advantage Credit Card

Strong cash back BusinessCash Back
3.7
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Desjardins's own website.
Welcome value
est. first-year value
Annual fee
$25
per year
Purchase interest
N/A
on carried balances
Rewards type
cashback
Business Savings Program
🛒
1% value on groceries
Your top earn category
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rate1% cash back on every purchase
ProgramBusiness Savings Program
Welcome bonusNone
Rewards typecashback

Fees & rates

Annual fee$25
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Up to 20% off a Prestige Collection rental at Hertz in United States and Europe
up to 20% off
Discounts at Hertz car rental locations in Canada
up to 25% off the base rate
Free enrollment in Hertz Gold Plus Rewards Program with Five Star Status
No fee for underage drivers at Hertz (aged 21 to 24) at participating locations in Canada and US
No fee for additional drivers at Hertz, Thrifty and Dollar
Reduced rate for loss damage waiver at Hertz
Discounts at Thrifty and Dollar car rental
up to 10% off the base rate
🎩
Desjardins Travel Assistance service available 24/7 for medical, legal and other emergencies

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

baggage loss

Included — see issuer for details.

🛡️

flight delay

Included — see issuer for details.

🛡️

common carrier accident

up to $100,000 for cardholder; up to $10,000 for spouse and children

🛡️

rental car

Included — see issuer for details.

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident