Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$12
Additional card$12
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Instant fuel savings at Petro-Canada when you link your card. Save 3/L on fuel and earn 20% more Petro-Points at Petro-Canada locations.
3/L fuel savings
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Get $0 delivery fees for 3 months from DoorDash. Get a 3-month complimentary DashPass subscription and enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.
3-month complimentary DashPass subscription (value of almost $30)
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Credit Card Lock - You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you've misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.
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Visa payWave - Use Visa payWave when paying for small purchases. Just tap your card and you're on your way.
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24/7 Lost or Stolen Card Service - Wherever you are in the world, give us a call and we will cancel your lost or stolen card immediately and forward you a new card.
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RBC Offers - Sign in with your business account to see your offers from great brands. Load offers to get cash savings or to earn bonus points faster on business spend.
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
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purchase protection
Included — see issuer for details.
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extended warranty
up to one additional year, to a maximum of 5 years
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident