Rewards
Base earn rateUp to 1% cash back on purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual feeN/A
Additional card$3.5
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Up to 25% off car rentals at participating Hertz locations in Canada
up to 25%
⭐
Visa SavingsEdge program - Sign up for free to automatically turn your business purchases into savings with discounts at participating merchants
up to 25%
⭐
Overdraft protection on line of credit
⭐
Optional credit balance insurance to help pay off credit card or line of credit if accident or illness occurs
⭐
Visa Account Updater service to avoid declined payments due to expired card information
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
mobile device
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident