Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$20
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
🎩
Business concierge service to help planning business trips and special events such as meetings and conferences. Can assist with tickets to entertainment and events, reservations (restaurants, hotels, golf courses, flower delivery and more), and information about local customs.
💳
Desjardins Travel Assistance service available 24/7 providing information and assistance for medical, legal and other emergencies before and during trip. Can help replace airline tickets, lost or stolen cards, find legal or medical help, and get interpreter or translator services.
⭐
Visa Account Updater service to help avoid declined payments due to expired card information. Automatically sends updated card number and expiration date to merchants with pre-authorized payment agreements.
⭐
Visa Spend Clarity for Enterprise provides access to free basic management reports and helps manage business spending by integrating data into accounting and enterprise resource planning (ERP) systems.
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
baggage loss
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
common carrier accident
up to $100,000 for cardholder; up to $10,000 for spouse and children
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident