Rewards

Base earn rate1.5 points on every $1 spent on business purchases

ProgramFlex Rewards

Welcome bonusNone

Rewards typepoints

Fees & rates

Annual fee$130

Additional card$50

Purchase interest rate20.99%

Cash advance rate22.99%

Foreign transaction fee2.5% (typical)

Standout perks

✈️

Access to 1,200+ airport lounges worldwide, plus dining, shopping, and spa offers in airport with Visa Airport Companion Program

⭐

Discounts at Hertz rental car locations. Up to 20% off the Base Rate. Reduced Rate Loss Damage Waiver (LDW) $24.95/day (Canada) with reduced rate deductible of $250, and $15.00/day (USA). No Additional Driver fee. Free Enrollment in Hertz Gold Plus Rewards Program

up to 20% off

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Legal Assistance - confidential 24/7 telephone-based legal service tailored for small businesses, offering prompt access to experienced lawyers for business-related legal questions

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Visa Spend Clarity for Business - powerful spend management technology with dashboards, reports, employee card controls, integration with accounting software

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Visa SavingsEdge - browse discounts and instant savings from hundreds of brands

Everyday features

📱 Apple Pay & Google Pay

🔒 Zero-liability fraud protection

📶 Tap to pay

🛒 Purchase security